A plastic bank card is a commonly and widely used tool for making cashless payments, the so-called electronic purse, which enables its users to pay for goods and services and withdraw cash from ATMs all over the world.
Plastic bank cards are divided into various types depending on the opportunities they provide, maintenance conditions and additional services. With regard to the above features the cards are subdivided into: the more expensive and prestigious "golden" cards - Visa Gold; universal "classic" cards Visa Classic and MasterCard; and cheap "electronic" cards - Visa Electron, Maestro and virtual Visa Internet.
Bank cards can be divided into “credit” and “debit” ones depending on the source of money a client makes transactions with. With a debit card you can only make transactions within the amount of money that you have previously deposited on your account. Credit card transactions can be done at the expense of bank’s funds provided to you as a loan.