Our lending product line Prior-Loan is worked out specially for small companies and based on RBI experience and Belorussian market peculiarities. Our new microloans set to meet all the needs of our customers.
Loans
1. Prior-Line
1. Prior-Line: optimal product for working capital finance
- 25% annual turnover (not more than BYR 262.5 mln);
- disbursement method: overdraft;
- up to 24 months;
- provided on the collateral.
2. Prior-Capital
2. Prior-Capital: long-term facility without purpose:
- up to 50% of annual turnover;
- without purpose;
- up to 5 years;
- provided on the pledge of fixed assets.
3. Prior-Auto
3. Prior-Auto: investment loan for the purchase of vehicles
- up to 50% of annual turnover;
- without purpose;
- up to 5 years;
- provided on the pledge of the vehicles financed with the loan or other vehicles.
4. Prior-Mortgage
4. Prior-Mortgage: investment loan for the purchase of real estate
- up to 50% of annual turnover;
- up to 5 years;
- provided on the pledge of real estate financed with the loan or other real estate.
5. Prior-Card
5. Prior-Card: overdraft for corporate and fuel cards
- up to BYR 262,5 mln;
- up to BUR 60,0 mln without collateral;
- unlimited tenor.
Banking guarantees
6. Banking guarantees in favour of customs authorities of the Republic of Belarus for obtaining documentary stamps for imported goods that need excise marking
6. Banking guarantees in favour of customs authorities of the Republic of Belarus for obtaining documentary stamps for imported goods that need excise marking
- up to about 232 million BYR (not exceeding 100,000 Euro);
- for a 12-months term;
- provided on the security of a loan receiver or third parties (unsecured guarantee is possible).
7. Banking guarantee in favor of custom authorities of the Republic of Belarus for delay of customs payments
7. Banking guarantee in favour of customs authorities of the Republic of Belarus for delay of customs payments
- up to about 232 million BYR (not exceeding 100,000 Euro);
- for a 14-months term;
- provided on the security of a loan receiver or third parties (unsecured guarantee is possible).
8. Tender guarantee
8. Tender guarantee
- up to about 232 million BYR (not exceeding 100,000 Euro);
- for a 12-months term;
- provided on the security of a loan receiver or third parties (unsecured guarantee is possible).
9. Guarantee in favor of BAMAP
9. Guarantee in favour of BAMAP
- aimed at BAMAP members;
- up to 50,000 USD;
- for up to 51 months;
- provided on the security of a loan receiver or third parties.