|
Raiffeisen International Group
Monetary Values in € million |
2007 |
Change |
2006* |
2005 |
2004 |
2003 |
|
Net interest income after provisioning |
2,062 |
41.7% |
1,455 |
1,035 |
666 |
476 |
|
Net commission income |
1,250 |
33.9% |
933 |
607 |
441 |
333 |
|
Trading profit |
128 |
(26.8)% |
175 |
101 |
78 |
122 |
|
General administrative expenses |
(2,184) |
29.0% |
(1,694) |
(1,163) |
(823) |
(659) |
|
Profit before tax |
1,238 |
38.9% |
891 |
569 |
341 |
277 |
|
Profit after tax |
973 |
41.9% |
686 |
460 |
270 |
227 |
|
Consolidated profit (after minorities) |
841 |
41.7% |
594 |
382 |
209 |
179 |
|
Loans and advances to banks |
11,053 |
34.8% |
8,202 |
5,794 |
4,779 |
3,521 |
|
Loans and advances to customers |
48,880 |
39.5% |
35,043 |
24,714 |
16,242 |
11,707 |
|
Deposits from banks |
19,927 |
44.3% |
13,814 |
10,236 |
6,620 |
5,320 |
|
Deposits from customers |
40,457 |
22.0% |
33,156 |
24,890 |
18,169 |
12,083 |
|
Equity (incl. minorities and profit) |
6,622 |
44.3% |
4,590 |
3,277 |
2,177 |
1,379 |
|
Balance sheet total |
72,743 |
30.2% |
55,867 |
40,695 |
28,907 |
20,063 |
|
Return on equity (ROE) before tax |
25.7% |
(1.6) pp |
27.3% |
21.8% |
22.2% |
24.1% |
|
Return on equity (ROE) after tax |
20.2% |
(0.8) pp |
21.0% |
17.6% |
17.6% |
19.8% |
|
Consolidated return on equity |
20.1% |
(1.3) pp |
21.4% |
17.2% |
17.0% |
19.4% |
|
Cost/income ratio |
57.6% |
(1.5) pp |
59.1% |
61.6% |
63.5% |
64.7% |
|
Return on assets (ROA) before tax |
1.98% |
0.08 pp |
1.90% |
1.68% |
1.40% |
1.61% |
|
Net provisioning ratio (risk-weighted assets) |
0.84% |
(0.13) pp |
0.97% |
0.81% |
0.98% |
0.86% |
|
Risk/earnings ratio |
14.8% |
(2.7) pp |
17.5% |
13.9% |
17.1% |
15.5% |
|
Risk-weighted assets, incl. market risk |
53,964 |
31.5% |
41,052 |
29,914 |
19,638 |
12,802 |
|
Total own funds |
6,684 |
48.1% |
4,513 |
2,938 |
2,359 |
1,463 |
|
Own funds requirement |
4,317 |
31.5% |
3,284 |
2,393 |
1,571 |
1,024 |
|
Excess cover |
54.8% |
17.4 pp |
37.4% |
22.8% |
50.2% |
42.8% |
|
Core capital ratio (Tier 1), banking book |
11.4% |
1.6 pp |
9.8% |
9.0% |
11.8% |
10.0% |
|
Core capital ratio (Tier 1), incl. market risk |
10.5% |
1.5 pp |
9.0% |
8.0% |
10.1% |
9.4% |
|
Own funds ratio |
12.4% |
1.4 pp |
11.0% |
9.8% |
12.0% |
11.4% |
|
Earnings per share in € |
5.80 |
39.1% |
4.17 |
2.79 |
1.93 |
1.79 |
|
Price in € |
103.60 |
(10.3)% |
115.51 |
55.55 |
|
|
|
High (closing prices) per share in € |
122.50 |
6.1% |
115.51 |
59.40 |
|
|
|
Low (closing prices) per share in € |
98.25 |
78.0% |
55.20 |
39.253*** |
|
|
|
Number of shares outstanding |
154.67 |
8.3% |
142.77 |
142.77 |
|
|
|
Market capitalization |
16,024 |
(2.8)% |
16,492 |
7,931 |
|
|
|
(Proposed) Dividend per share in € |
0.93 |
0.22 |
0.71 |
0.45 |
0.16 |
0.33 |
|
Number of employees on balance sheet date |
58,365 |
10.7% |
52,732 |
43,614 |
22,851 |
18,386 |
|
Business outlets |
3,015 |
5.9% |
2,848 |
2,443 |
916 |
722 |
* Excluding one-off effects due to the sales of Raiffeisenbank Ukraine and a minority stake in Bank TuranAlem.
** Calculated according to the Austrian Banking Act (Bankwesengesetz, BWG). Raiffeisen International as part of the RZB-Group is not subject to the Austrian Banking Act.
*** 25 April 2005 (IPO) until 31 December 2005.
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